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With-Profits values CAN go DOWN

There is a well-worn investment risk warning which states that the value of your investments can go down as well as up and you may get back less than you invest. The reality is that most investments will go down in value from time to time. It’s the inevitability of investing. Few investments ever rise in a ‘straight line’. It seems though that some investors may believe that their with profits policies cannot fall in value. This is incorrect...