Your With Profits Policy: How we can help

£300 Billion and counting

It is estimated that there is over £300 billion held in the UK by investors in with-profits policies.

With so much money invested you might think with-profits is a good place to have your money invested.

Wrong!

With-profits plans and funds are outdated, arcane and largely inefficient. They are very good in one respect: good for the Insurance Companies that manage them, because they make millions in fees out of their with-profits funds.

These Companies profit from investors and savers leaving their money in with-profits, often with no or little growth but with high charges.

Upwards of 12 million people are estimated to have some money in a with-profits fund. This is a legacy of past practices, when life assurance and pensions were – in the main - sold by sales people and banks.

With-profits plans (pensions, endowments and with-profits bonds) were extremely popular in the period from the 1970s through to the early 2000s and here’s the irony: they were very good investments, for much of this time.

However, over the past ten years or so with-profits returns have plummeted and millions of policies are now in a desperate state.

How we can help

This web site is designed to help you, if you have a with-profits policy (of any type), find out more about the market position and offer you a bespoke service where we can provide you with an individual assessment and review of your own with-profits position.

All you have to do is enter the name of your with-profits product provider into the search engine on our home page